High Paying Job: insurance agent Job in Canada Needed by Jeff Cooke Insurance Agency Ltd 

Responsibilities:

1. Assess Client Needs: Work with clients to understand their insurance needs and recommend appropriate coverage.
2. Sell Insurance Policies: Explain available policies to clients and assist them in selecting the most suitable ones, whether it’s for life, health, property, casualty, or other insurance products.
3. Customer Service and Relationship Building: Maintain relationships with clients by offering support, conducting regular policy reviews, and updating them on policy changes or new products.
4. Claims Assistance: Guide clients through the claims process by helping them complete forms, answer questions, and follow up with the insurance company.
5. Administrative Duties: Prepare and submit documents, manage policy renewals, and ensure all records are accurate and up-to-date.
6. Meet Sales Goals: Often, insurance agents have sales targets and are responsible for generating new business through prospecting, networking, and lead generation.

Tasks

• Assess potential institutional, business or individual client markets
• Calculate premiums
• Establish client insurance coverage
• Ensure appropriate forms, medical examinations and other policy requirements are completed
• Monitor insurance claims and respond to clients’ enquiries
• Provide customer service
• Provide information concerning group and individual insurance packages, the range of risk coverage, benefits paid and other policy features
• Sell automobile, fire, health, life, property, marine, aircraft and other types of insurance

Credentials

Certificates, licences, memberships, and courses

• Provincial or territorial licence

Experience and specialization

Insurance experience

• Group insurance
• Automobile insurance
• Fire insurance
• House insurance
• Life insurance products
• Travel insurance products

Skills:

1. Excellent Communication Skills: Ability to explain complex insurance concepts clearly to clients.
2. Sales and Negotiation Skills: Persuasion and negotiation abilities to convert leads into sales.
3. Analytical Thinking: Ability to assess clients’ needs and find suitable insurance products.
4. Organizational Skills: Manage multiple clients, track policy renewals, and handle documentation.
5. Customer Service Orientation: Be approachable, reliable, and responsive to clients’ needs and concerns.

Requirements:

• Education: A high school diploma is generally required; a bachelor’s degree in business, finance, or a related field can be beneficial.
• Licensing: A state insurance license is required and varies by the type of insurance (e.g., life, health, property).
• Experience: Sales or customer service experience is often preferred.
• Certification: Designations like Certified Insurance Counselor (CIC) or Chartered Property Casualty Underwriter (CPCU) can enhance credibility and career growth.

Benefits

Health benefits

• Dental plan
• Health care plan